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Deluxe Corp. Earnings Call: Data Growth Shines Amid Challenges

Deluxe Corp. ((DLX)) has held its Q1 earnings call. Read on for the main highlights of the call.

Protect Your Portfolio Against Market Uncertainty

The recent earnings call for Deluxe Corp. presented a balanced sentiment, highlighting strong growth in the Data segment and strategic partnerships, which helped offset declines in the Print segment and concerns over macroeconomic and tariff impacts. While the company celebrated significant achievements, ongoing challenges in certain segments and broader economic uncertainties tempered the overall outlook.

Record Expansion in Data Segment

The Data segment of Deluxe Corp. experienced remarkable growth, with revenue increasing by 29% compared to the previous year. This surge was primarily driven by significant demand from financial institutions and the addition of 17 new customer logos, showcasing the company’s successful expansion in this area.

Overall Revenue and Earnings Growth

Deluxe Corp. reported total revenue of over $536 million for the quarter, marking a 1.4% increase on a comparable adjusted basis year-over-year. Additionally, the company’s comparable adjusted EBITDA saw a nearly 3.5% increase from 2024, reflecting steady financial growth.

Debt Reduction and S&P Ratings Upgrade

The company made significant strides in reducing its net debt to $1.46 billion, down approximately $80 million from the prior year. This financial improvement contributed to an upgrade in the company’s S&P ratings, highlighting its strengthened financial position.

Successful Partnerships and Customer Wins

Deluxe Corp. emphasized its success in forming new and expanded relationships with financial institutions, including a notable partnership with TowneBank. These partnerships underscore the company’s ability to secure larger scale financial institution collaborations.

Decline in Print Segment

The Print segment faced challenges, with revenue declining by 4% year-over-year. Legacy check revenues decreased by 1.8%, and other print products saw a 7% decline, indicating ongoing difficulties in this segment.

Promotional Products Demand Softness

The company observed ongoing demand softness in shorter-cycle discretionary branded promotional products. This trend is expected to contribute to an increased rate of decline in the Print segment for the second quarter.

Tariff and Economic Uncertainty

Deluxe Corp. acknowledged the economic volatility and macroeconomic uncertainty, specifically mentioning potential impacts from tariffs on smaller promotional product areas. These factors contribute to the cautious outlook for the company.

Forward-Looking Guidance

During the earnings call, Deluxe Corp. provided forward-looking guidance, maintaining its revenue and EBITDA growth targets for 2025 despite macroeconomic uncertainties. The company aims to continue focusing on debt reduction while achieving steady financial performance. Key metrics highlighted include a total revenue of $536.5 million, a 3.4% increase in adjusted EBITDA, and a leverage ratio of 3.6 times.

In summary, Deluxe Corp.’s earnings call reflected a balanced sentiment, with strong growth in the Data segment and strategic partnerships offsetting challenges in the Print segment and broader economic uncertainties. The company’s focus on debt reduction and financial stability positions it well for future growth, despite the cautious outlook due to macroeconomic factors.

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