Credit Saison Co. Reports Mixed Fiscal Year Results

Credit Saison Co ( (CSASF) ) has released its Q4 earnings. Here is a breakdown of the information Credit Saison Co presented to its investors.

Credit Saison Co., Ltd. is a Tokyo-listed company primarily engaged in the financial services sector, offering a range of products including credit cards, leasing, and real estate-related services. The company is known for its comprehensive financial solutions and significant presence in the Japanese market.

In its latest earnings report for the fiscal year ended March 31, 2025, Credit Saison Co. reported a notable increase in net revenue by 16.9% to 422,818 million yen, driven by strong performance across its business segments. However, the company faced a decline in profit before tax and profit attributable to owners of the parent, which fell by 5.3% and 9.0% respectively.

Key financial metrics revealed a mixed performance. The company achieved a 30.1% increase in business profit, reaching 93,621 million yen, indicating improved operational efficiency. However, the basic earnings per share decreased from 453.08 yen to 423.02 yen. The company’s equity ratio slightly decreased to 15.1%, reflecting changes in its financial structure.

Despite the challenges, Credit Saison’s strategic focus on expanding its global and entertainment business segments showed promising results, with revenue from these areas experiencing significant growth. The company also increased its annual dividend per share to 120 yen, reflecting confidence in its long-term financial stability.

Looking ahead, Credit Saison’s management remains optimistic, forecasting continued revenue growth and a modest increase in profit for the next fiscal year. The company plans to enhance its market position through strategic investments and operational improvements, aiming to deliver sustainable value to its shareholders.