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Credit Acceptance ( (CACC) ) has issued an announcement.
On January 20, 2026, Credit Acceptance Corporation announced that Chief Analytics Officer Arthur L. Smith and Chief Sales Officer Daniel A. Ulatowski had notified the company of their decisions to retire as officers and employees, effective February 1, 2026, and that both executives were expected to continue in consulting roles as non-employee advisors through July 31, 2026. Under anticipated separation and advisory agreements, Smith is expected to receive a monthly consulting fee of $66,758.01 and Ulatowski $64,166.67 during the advisory period, and in each case their retirements will be treated as qualifying retirements under the company’s incentive compensation plan, allowing their outstanding stock options to remain exercisable through their scheduled expiration date of December 30, 2026, which provides continuity in leadership transition and preserves equity incentives alignment during the handover period.
The most recent analyst rating on (CACC) stock is a Buy with a $522.00 price target. To see the full list of analyst forecasts on Credit Acceptance stock, see the CACC Stock Forecast page.
Spark’s Take on CACC Stock
According to Spark, TipRanks’ AI Analyst, CACC is a Neutral.
The score is driven primarily by strong cash generation and improved recent profitability, tempered by balance-sheet/leverage and reporting-consistency concerns. Technicals are currently weak with the stock trading below major moving averages, while valuation looks reasonable on a ~12.5 P/E. The latest earnings call and operating KPIs were mixed-to-negative (weaker vintages, market share decline), partly offset by positive financing events that improve funding costs and flexibility.
To see Spark’s full report on CACC stock, click here.
More about Credit Acceptance
Credit Acceptance Corporation operates in the financial services industry, specializing in providing auto finance programs that enable automobile dealers to sell vehicles to consumers, often focusing on subprime or non-prime credit markets in the United States.
Average Trading Volume: 139,590
Technical Sentiment Signal: Sell
Current Market Cap: $4.91B
For an in-depth examination of CACC stock, go to TipRanks’ Overview page.

