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Credicorp ( (BAP) ) has issued an announcement.
On November 13, 2025, Credicorp Ltd. released its financial and operating results for the third quarter of 2025, highlighting a strong performance across its core businesses. The company reported a 14.1% year-over-year increase in net income, driven by growth in universal banking and insurance, as well as a sustained recovery in microfinance. The risk-adjusted net interest margin reached a record high of 5.53%, reflecting improved risk management. Credicorp’s innovation portfolio contributed significantly to its revenues, advancing its decoupling strategy. The company also noted improvements in loan portfolio quality and a decline in provisions, indicating a positive economic recovery.
The most recent analyst rating on (BAP) stock is a Hold with a $264.00 price target. To see the full list of analyst forecasts on Credicorp stock, see the BAP Stock Forecast page.
Spark’s Take on BAP Stock
According to Spark, TipRanks’ AI Analyst, BAP is a Outperform.
Credicorp’s strong financial performance and attractive valuation are the primary drivers of its stock score. The positive sentiment from the earnings call further supports the score, despite technical indicators suggesting potential short-term weakness. Political uncertainties and cash flow challenges are risks to monitor.
To see Spark’s full report on BAP stock, click here.
More about Credicorp
Credicorp Ltd. is a leading financial services holding company in Peru, with operations in Chile, Colombia, Bolivia, and Panama. The company primarily focuses on universal banking, insurance and pensions, and microfinance, offering a wide range of financial products and services.
Average Trading Volume: 318,554
Technical Sentiment Signal: Buy
Current Market Cap: $20.19B
See more insights into BAP stock on TipRanks’ Stock Analysis page.