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Credicorp Reports Strong Q2 2025 Results with Record ROE and Strategic Gains

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Credicorp Reports Strong Q2 2025 Results with Record ROE and Strategic Gains

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Credicorp ( (BAP) ) has provided an update.

Credicorp Ltd. reported strong financial results for the second quarter of 2025, with a 36.1% year-on-year increase in net income, driven by gains in its investment portfolio and robust performance in core businesses. The company achieved a record-high return on equity of 20.7% and a risk-adjusted net interest margin of 5.44%. Credicorp’s strategy to decouple its revenue streams is progressing, with 6.2% of risk-adjusted revenues coming from its innovation portfolio, aiming for a 10% target by 2026. The company also announced the cancellation of approximately 1.6 billion soles in tax resolutions, which will be recorded as an asset.

The most recent analyst rating on (BAP) stock is a Hold with a $225.00 price target. To see the full list of analyst forecasts on Credicorp stock, see the BAP Stock Forecast page.

Spark’s Take on BAP Stock

According to Spark, TipRanks’ AI Analyst, BAP is a Outperform.

Credicorp exhibits strong financial performance and bullish technical indicators, supported by a solid valuation with a reasonable P/E ratio and attractive dividend yield. The positive sentiment from the earnings call further boosts confidence, although global trade uncertainties present minor risks.

To see Spark’s full report on BAP stock, click here.

More about Credicorp

Credicorp Ltd. is a leading financial services holding company in Peru with operations in Chile, Colombia, Bolivia, and Panama. The company offers a diversified platform of services, including universal banking, insurance, and pensions, with a strong focus on innovation and microfinance.

Average Trading Volume: 340,949

Technical Sentiment Signal: Buy

Current Market Cap: $20.03B

Find detailed analytics on BAP stock on TipRanks’ Stock Analysis page.

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