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Consumer Portfolio Services ( (CPSS) ) just unveiled an update.
On July 28, 2025, Consumer Portfolio Services, Inc. announced the closing of its third term securitization of the year, amounting to $418.33 million in asset-backed notes secured by $433.50 million in automobile receivables. This transaction marks CPS’s 56th senior subordinate securitization since 2011 and the 39th consecutive securitization to receive a triple ‘A’ rating from at least two rating agencies on the senior class of notes. The securitization, conducted through the CPS Auto Receivables Trust 2025-C, involves five classes of notes with varying interest rates and credit enhancements, including overcollateralization and a reserve account. The transaction was a private offering and is significant for CPS as it reinforces its position in the securitization market, providing long-term funding for its automobile receivables.
Spark’s Take on CPSS Stock
According to Spark, TipRanks’ AI Analyst, CPSS is a Neutral.
The overall stock score is driven by strong financial performance and strategic corporate events. Earnings call insights and fair valuation further support the company’s stability, although technical indicators suggest a cautious outlook.
To see Spark’s full report on CPSS stock, click here.
More about Consumer Portfolio Services
Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. The company primarily purchases retail installment sales contracts from franchised automobile dealerships, secured by late model used vehicles and, to a lesser extent, new vehicles. CPS funds these contract purchases on a long-term basis primarily through the securitization markets and services the contracts over their lives.
Average Trading Volume: 17,105
Technical Sentiment Signal: Sell
Current Market Cap: $196.2M
For detailed information about CPSS stock, go to TipRanks’ Stock Analysis page.