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Citizens Financial Reports Q1 2025 Earnings and Loan Sale

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Citizens Financial Reports Q1 2025 Earnings and Loan Sale

Don’t Miss TipRanks’ Half-Year Sale

An update from Citizens Financial ( (CFG) ) is now available.

Citizens Financial Group, Inc. reported a first-quarter 2025 net income of $373 million and earnings per share of $0.77. The company highlighted a strong liquidity profile with a CET1 ratio of 10.64% and a loan-to-deposit ratio of 77.5%. Key developments included an agreement to sell approximately $1.9 billion of non-core education loans, with $200 million settled in the first quarter and the remainder to settle throughout 2025. The company’s financial metrics showed a slight decline in pre-provision net revenue and net interest income, while spot deposits increased by 2% quarter-over-quarter.

Spark’s Take on CFG Stock

According to Spark, TipRanks’ AI Analyst, CFG is a Neutral.

Citizens Financial’s overall score reflects solid financial performance with challenges in operational efficiency and cash flow management. Positive earnings call highlights and attractive valuation support the score, despite technical indicators suggesting caution. Continued focus on growth initiatives and strategic investments may enhance future performance.

To see Spark’s full report on CFG stock, click here.

More about Citizens Financial

YTD Price Performance: -16.78%

Average Trading Volume: 4,915,606

Technical Sentiment Signal: Hold

Current Market Cap: $15.56B

See more insights into CFG stock on TipRanks’ Stock Analysis page.

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