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The latest update is out from ChoiceOne Financial Services ( (COFS) ).
ChoiceOne Financial Services has released investor presentation materials to be used in meetings with investors beginning February 4, 2026, outlining its financial profile, management team, accolades and merger activity through year-end 2025. As of December 31, 2025, the company reported $4.4 billion in assets, $3.6 billion in deposits, $3.0 billion in gross loans, a market capitalization of about $443 million, and solid adjusted profitability metrics, while highlighting recent awards that reinforce its position as a leading Michigan community bank and its growth strategy, including the March 2025 merger with Fentura Financial, which followed a series of prior acquisitions to expand scale and market reach.
The most recent analyst rating on (COFS) stock is a Hold with a $31.00 price target. To see the full list of analyst forecasts on ChoiceOne Financial Services stock, see the COFS Stock Forecast page.
Spark’s Take on COFS Stock
According to Spark, TipRanks’ AI Analyst, COFS is a Neutral.
ChoiceOne Financial Services shows strong financial performance with robust revenue and cash flow growth, supported by a solid balance sheet. However, technical indicators suggest a lack of strong momentum, and the valuation appears fair with a reasonable P/E ratio and attractive dividend yield. The absence of earnings call data and corporate events does not impact the overall assessment.
To see Spark’s full report on COFS stock, click here.
More about ChoiceOne Financial Services
ChoiceOne Financial Services, Inc. is a Michigan-based bank holding company for ChoiceOne Bank, a community-focused institution founded in 1898 that combines a small-town banking approach with the technology and product breadth of a larger bank. Listed on Nasdaq, the $4.4 billion institution offers personal and business banking, mortgage lending, and wealth management services through 56 locations across western and southeastern Michigan, targeting both retail and commercial clients with digital and branch-based solutions.
Average Trading Volume: 131,372
Technical Sentiment Signal: Strong Buy
Current Market Cap: $445.5M
For an in-depth examination of COFS stock, go to TipRanks’ Overview page.