China Merchants Bank Co Class H ( (CIHHF) ) has released its Q3 earnings. Here is a breakdown of the information China Merchants Bank Co Class H presented to its investors.
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China Merchants Bank Co., Ltd., a leading financial institution in China, operates primarily in the banking sector, offering a wide range of financial services including corporate and retail banking, wealth management, and investment banking. The bank is known for its dynamic approach to balancing quality, profitability, and scale in its operations.
In its third quarterly report of 2025, China Merchants Bank reported a modest increase in net profit attributable to shareholders, despite a slight decline in net operating income. The bank’s total assets grew by 4.05% compared to the end of the previous year, reflecting steady growth in both its asset and liability scales.
Key financial highlights include a net operating income of RMB 251.282 billion, a slight decrease from the previous year, and a net profit of RMB 113.772 billion, marking a small increase. The bank’s net interest income rose by 1.74%, while net non-interest income saw a decline. The bank’s asset quality remained stable, with a non-performing loan ratio of 0.94% and a robust allowance coverage ratio.
Looking forward, China Merchants Bank aims to maintain its strategic focus on value creation, emphasizing risk management and asset quality. The bank plans to continue optimizing its asset structure and enhancing its service offerings to corporate and retail customers, while navigating the complex external economic environment.