Cass Information Systems Posts Record 2025 Earnings, Raises Dividend

Cass Information Systems ( (CASS) ) just unveiled an announcement.

On January 22, 2026, Cass Information Systems reported record results for 2025, with annual net income rising to $35.1 million and diluted earnings per share reaching $2.61, driving returns on average equity and assets to 14.98% and 1.43%, respectively. The company’s performance was underpinned by a 19.8% increase in net interest income, double-digit growth in facility dollar volumes and average accounts and drafts payable, tight control of salaries and commissions through a 5.4% reduction in average headcount, and active capital return via the repurchase of 617,415 shares at an average price of $41.59. In the fourth quarter of 2025, Cass posted net income of $8.2 million and diluted EPS of $0.62, with adjusted net income from continuing operations up 32.9% year-on-year and adjusted EPS up 38.8%, supported by an expanded net interest margin of 3.93%, 13.0% growth in facility dollar volumes, and continued strong asset quality, including no loan charge-offs and a full payoff on its only modified $27.9 million loan. Operationally, Cass consolidated its Waste and Utility businesses into a single Facility division and highlighted growing use of AI-enabled systems to improve efficiency and client experience, while the board on January 20, 2026, declared a fourth-quarter dividend of $0.32 per share payable on March 13, 2026, and continued share repurchases in the fourth quarter, signaling confidence in the company’s financial strength and long-term growth prospects.

The most recent analyst rating on (CASS) stock is a Buy with a $48.00 price target. To see the full list of analyst forecasts on Cass Information Systems stock, see the CASS Stock Forecast page.

Spark’s Take on CASS Stock

According to Spark, TipRanks’ AI Analyst, CASS is a Neutral.

The score is driven primarily by strong financial quality (conservative balance sheet and solid cash generation) that helps offset operational volatility. Technical signals are the main drag due to weak/oversold momentum and the stock trading below key moving averages. Valuation and the dividend provide additional support, while recent corporate updates are modestly positive but not enough to outweigh the near-term trend weakness.

To see Spark’s full report on CASS stock, click here.

More about Cass Information Systems

Cass Information Systems, Inc., based in St. Louis and listed on Nasdaq under the ticker CASS, operates in the financial services and payment processing industry, specializing in invoice and payment processing for transportation and facility-related expenses, supported by an in-house banking arm that generates net interest income.

Average Trading Volume: 94,714

Technical Sentiment Signal: Buy

Current Market Cap: $542.1M

For detailed information about CASS stock, go to TipRanks’ Stock Analysis page.