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An update from Capitol Federal Financial ( (CFFN) ) is now available.
Capitol Federal Financial, Inc. reported preliminary results for the quarter ended December 31, 2025, showing total assets of $9.78 billion, stockholders’ equity of $1.04 billion and net income of $20.3 million, up from $18.8 million in the prior quarter, with earnings per share of $0.16. The bank improved its net interest margin to 2.19%, enhanced efficiency and operating expense ratios, and continued returning capital through dividends and the repurchase of roughly 2.38 million shares, even as equity declined due to these capital actions. The quarter underscored the company’s ongoing pivot toward full-service commercial banking, with commercial loans growing $162.6 million to $2.28 billion and commercial deposits rising $19.5 million to $527.7 million, as management redeployed funds from correspondent loan repayments and leveraged new treasury management, digital banking tools and relationship-driven commercial banking to deepen customer relationships. The bank is also building out private banking and wealth management for high-net-worth clients, and planning additional digital and treasury-management capabilities in 2026, moves aimed at diversifying funding sources, increasing noninterest income and supporting long-term shareholder value while maintaining disciplined credit and capital management.
The most recent analyst rating on (CFFN) stock is a Buy with a $8.00 price target. To see the full list of analyst forecasts on Capitol Federal Financial stock, see the CFFN Stock Forecast page.
Spark’s Take on CFFN Stock
According to Spark, TipRanks’ AI Analyst, CFFN is a Outperform.
Capitol Federal Financial’s overall stock score is driven by solid financial performance and positive corporate events. The company’s strong cash flow and profitability metrics are complemented by strategic initiatives and shareholder-friendly actions. However, technical indicators suggest caution due to overbought conditions, and the high debt-to-equity ratio remains a risk factor.
To see Spark’s full report on CFFN stock, click here.
More about Capitol Federal Financial
Capitol Federal Financial, Inc., parent of Capitol Federal Savings Bank, operates as a savings and banking institution focused on expanding from its traditional consumer base into a full-service commercial bank. The company is investing in technology, treasury management, small business services, and private banking, trust and wealth management to diversify its loan portfolio, grow commercial and small business deposits, and broaden fee-based revenue across its Kansas-centered franchise and beyond its core markets.
Average Trading Volume: 918,310
Technical Sentiment Signal: Buy
Current Market Cap: $893.8M
Learn more about CFFN stock on TipRanks’ Stock Analysis page.