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Capital One Reports Decrease in Charge-Offs Post-Acquisition

Story Highlights
  • Capital One reported decreased net charge-offs in June 2025 due to acquiring Discover Financial.
  • Methodology alignment with Discover lowered June’s 30+ day delinquency rates.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Capital One Reports Decrease in Charge-Offs Post-Acquisition

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Capital One Financial ( (COF) ) has issued an announcement.

In June 2025, Capital One Financial Corporation reported its monthly charge-off and delinquency metrics, highlighting a decrease in net charge-offs due to its acquisition of Discover Financial Services. The acquisition led to a reduction in net charge-offs by approximately $39 million and adjusted the net charge-off rates for Discover Domestic and Total Domestic Card. Additionally, the alignment of calculation methodologies between Capital One and Discover resulted in a decrease in the 30+ day performing delinquency rates for June.

The most recent analyst rating on (COF) stock is a Buy with a $200.00 price target. To see the full list of analyst forecasts on Capital One Financial stock, see the COF Stock Forecast page.

Spark’s Take on COF Stock

According to Spark, TipRanks’ AI Analyst, COF is a Outperform.

Capital One Financial’s stock is supported by strong financial performance, particularly in revenue growth and cash flow. Technical indicators show a bullish trend, while strategic acquisitions enhance long-term growth prospects. However, challenges in cost management and certain business segments suggest areas for improvement.

To see Spark’s full report on COF stock, click here.

More about Capital One Financial

Capital One Financial Corporation operates in the financial services industry, primarily offering credit cards, auto loans, banking, and savings accounts. The company focuses on consumer and commercial lending, with a significant presence in the credit card market.

Average Trading Volume: 4,440,554

Technical Sentiment Signal: Buy

Current Market Cap: $139.7B

See more insights into COF stock on TipRanks’ Stock Analysis page.

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