Capital One Completes $3 Billion Senior Notes Offering

Capital One Financial ( (COF) ) just unveiled an announcement.

On February 2, 2026, Capital One Financial Corporation completed a $3 billion public debt offering, issuing $1.5 billion of 4.722% fixed-to-floating rate senior notes due 2032 and $1.5 billion of 5.399% fixed-to-floating rate senior notes due 2037 under an existing senior indenture structure. The transaction, executed through a syndicate of major underwriting banks, enhances Capital One’s long-term funding profile and provides additional capital flexibility, potentially supporting the company’s balance sheet management and growth initiatives in a competitive financial services market.

The most recent analyst rating on (COF) stock is a Buy with a $265.00 price target. To see the full list of analyst forecasts on Capital One Financial stock, see the COF Stock Forecast page.

Spark’s Take on COF Stock

According to Spark, TipRanks’ AI Analyst, COF is a Neutral.

COF’s score is supported most by solid financial footing (strong revenue and free-cash-flow growth, improved leverage) and a broadly constructive earnings outlook tied to Discover synergies and continued capital returns. The score is held back by sharply weaker profitability/ROE, weak technical momentum, and an expensive valuation (very high P/E) alongside near-term credit, expense, and margin pressure plus initial dilution from the Brex deal.

To see Spark’s full report on COF stock, click here.

More about Capital One Financial

Capital One Financial Corporation is a diversified financial services company operating primarily in the banking and consumer finance industry, offering a broad range of credit cards, loans, and other financial products to retail and commercial customers in the United States and select international markets.

Average Trading Volume: 4,483,328

Technical Sentiment Signal: Buy

Current Market Cap: $139.2B

Learn more about COF stock on TipRanks’ Stock Analysis page.