Capital City Bank ( (CCBG) ) has released its Q2 earnings. Here is a breakdown of the information Capital City Bank presented to its investors.
Claim 50% Off TipRanks Premium and Invest with Confidence
- Unlock hedge-fund level data and powerful investing tools designed to help you make smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis so your portfolio is always positioned for maximum potential
Capital City Bank Group, Inc. is a financial holding company based in Florida, providing a comprehensive range of banking services across Florida, Georgia, and Alabama through its subsidiary, Capital City Bank.
In its second quarter of 2025, Capital City Bank Group reported a net income of $15.0 million, or $0.88 per diluted share, showing a slight decrease from the previous quarter’s $16.9 million but an increase from $14.2 million in the same quarter last year. The company highlighted sustained revenue growth and credit strength as key achievements.
The bank’s net interest income increased to $43.2 million, driven by higher investment securities income and a slight decrease in deposit interest expense. The net interest margin improved to 4.30%. Noninterest income saw a modest rise due to increased mortgage and deposit fees, while noninterest expenses rose by 9.9%, primarily due to a gain from the sale of an operations center in the previous quarter. Loan balances decreased slightly, while deposit balances showed mixed changes due to seasonal factors.
Looking ahead, Capital City Bank Group remains focused on executing strategies for consistent growth, supported by a strong capital position and a resilient balance sheet. The management anticipates maintaining its strategic flexibility to adapt to market conditions and continue delivering value to its shareholders.