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Bridgewater Bancshares ( (BWB) ) has shared an update.
On January 27, 2026, Bridgewater Bancshares reported strong fourth-quarter 2025 results, with net income rising to $13.3 million, or $0.43 per diluted share, up from $11.6 million in the prior quarter and $8.2 million a year earlier, supported by higher net interest income, improved net interest margin of 2.75%, and a 52.7% jump in noninterest income. For full-year 2025, net income reached $46.1 million, or $1.49 per diluted share, as pre-provision net revenue climbed 42.1% year over year, tangible book value per share increased 15.3% to $15.55, and both deposits and loans expanded, while credit costs remained low with net loan charge-offs at 0.04% of average loans; management highlighted efficiency gains following a systems conversion, continued benefits from M&A disruption in the Twin Cities, and plans to drive profitable growth and expand key verticals such as affordable housing in 2026.
The most recent analyst rating on (BWB) stock is a Hold with a $19.50 price target. To see the full list of analyst forecasts on Bridgewater Bancshares stock, see the BWB Stock Forecast page.
Spark’s Take on BWB Stock
According to Spark, TipRanks’ AI Analyst, BWB is a Outperform.
Bridgewater Bancshares demonstrates strong financial performance with robust profitability and cash management. Technical indicators show positive momentum, and the earnings call reflects a positive outlook with strong growth in deposits and loans. However, challenges with revenue growth and increasing debt levels, along with moderate valuation, slightly temper the overall score.
To see Spark’s full report on BWB stock, click here.
More about Bridgewater Bancshares
Bridgewater Bancshares, Inc., based in St. Louis Park, Minnesota, is the parent of Bridgewater Bank and operates in the regional banking industry, focusing on deposit and lending services in the Twin Cities market. The company targets core deposit growth, commercial and real estate lending, and increasingly emphasizes verticals such as affordable housing, while leveraging technology and M&A-related opportunities to expand market share and improve efficiency.
Average Trading Volume: 84,734
Technical Sentiment Signal: Buy
Current Market Cap: $506.5M
See more data about BWB stock on TipRanks’ Stock Analysis page.