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An announcement from Bread Financial Holdings ( (BFH) ) is now available.
On December 10, 2025, Bread Financial Holdings reported a performance update for November 2025, highlighting a decrease in both net loss and delinquency rates compared to the previous year. The net loss rate decreased from 8.0% in November 2024 to 7.4% in November 2025, while the delinquency rate dropped from 6.2% to 6.0%, reflecting improved financial stability and operational resilience.
The most recent analyst rating on (BFH) stock is a Buy with a $80.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Outperform.
Bread Financial Holdings’ overall stock score reflects a stable financial position with strong cash flow and profit margins. The stock benefits from bullish technical indicators and attractive valuation metrics. Positive earnings call outcomes and strategic corporate events further bolster the outlook. However, challenges such as high leverage and overbought technical conditions warrant caution.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial Holdings, Inc. is a tech-forward financial services company that offers personalized payment, lending, and saving solutions to millions of U.S. consumers. The company supports growth for brands in travel, entertainment, health, beauty, jewelry, and specialty apparel through private label and co-brand credit cards and pay-over-time products.
Average Trading Volume: 752,562
Technical Sentiment Signal: Buy
Current Market Cap: $3.31B
See more insights into BFH stock on TipRanks’ Stock Analysis page.