Bread Financial Reports Improved Financial Health in Update

The latest announcement is out from Bread Financial Holdings ( (BFH) ).

On August 15, 2025, Bread Financial Holdings, Inc. released a performance update for the period ending July 31, 2025. The update highlighted a decrease in both net loss and delinquency rates compared to the previous year, with the net loss rate dropping from 8.0% to 7.6% and the delinquency rate falling from 6.2% to 5.8%. These improvements suggest a positive impact on the company’s financial health and may enhance its competitive positioning in the financial services industry.

The most recent analyst rating on (BFH) stock is a Hold with a $59.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.

Spark’s Take on BFH Stock

According to Spark, TipRanks’ AI Analyst, BFH is a Outperform.

Bread Financial Holdings displays stable financial performance with efficient cash flow management. Technical indicators reveal positive momentum. The valuation is reasonable, supported by a strong earnings call with strategic initiatives, despite some challenges like revenue decline and rising expenses.

To see Spark’s full report on BFH stock, click here.

More about Bread Financial Holdings

Bread Financial Holdings, Inc. is a tech-forward financial services company that offers personalized payment, lending, and saving solutions to millions of U.S. consumers. The company provides general purpose credit cards and savings products, and supports growth for brands in sectors such as travel, entertainment, health, beauty, jewelry, and specialty apparel through private label and co-brand credit cards and pay-over-time products.

Average Trading Volume: 679,954

Technical Sentiment Signal: Buy

Current Market Cap: $2.87B

Find detailed analytics on BFH stock on TipRanks’ Stock Analysis page.