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Bread Financial Holdings ( (BFH) ) has issued an update.
On October 23, 2025, Bread Financial Holdings announced its Q3 2025 financial results, highlighting a net income of $188 million and a tangible book value per share increase of 19% to $56.36. The company declared a quarterly cash dividend of $0.23 per share and increased its share repurchase authorization by $200 million. The company also received a credit ratings upgrade from Moody’s and signed new brand partnerships in the home vertical, enhancing its market presence. Despite macroeconomic uncertainties, Bread Financial remains confident in achieving its 2025 financial targets, supported by strong capital and cash flow generation.
The most recent analyst rating on (BFH) stock is a Hold with a $64.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Neutral.
Bread Financial Holdings has a stable financial position with strong cash flow and profit margins. The earnings call provided positive insights into operational excellence and capital initiatives. However, challenges with revenue growth and high leverage, along with neutral technical indicators, moderate the overall score.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial Holdings, Inc. is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions.
Average Trading Volume: 645,405
Technical Sentiment Signal: Buy
Current Market Cap: $2.84B
See more insights into BFH stock on TipRanks’ Stock Analysis page.

