Bendigo Bank Reports Lower Cash Earnings Amid Transformation Efforts

An announcement from Bendigo & Adelaide Bank ( (AU:BEN) ) is now available.

Bendigo and Adelaide Bank reported a decrease in cash earnings for the third quarter of 2025, primarily due to a decline in other income, while expenses were slightly lower than the first half of 2025 quarterly average. The bank’s net interest income was marginally lower, with a flat net interest margin compared to the previous quarter. Residential mortgage growth slowed, and deposit growth remained steady, with a notable increase in savings accounts. The bank completed the migration of the Rural Bank system and retired the brand as part of its transformation program, reducing core banking systems from eight to two. The balance sheet is well-positioned for future growth, maintaining a strong customer deposit funding ratio and liquidity coverage ratio.

The most recent analyst rating on (AU:BEN) stock is a Hold with a A$10.80 price target. To see the full list of analyst forecasts on Bendigo & Adelaide Bank stock, see the AU:BEN Stock Forecast page.

More about Bendigo & Adelaide Bank

Bendigo and Adelaide Bank, known as Bendigo Bank, is a prominent Australian financial institution with a workforce of 7,000 employees serving 2.7 million customers. The bank aims to be the bank of choice in Australia by contributing to the prosperity of its customers and their communities.

Average Trading Volume: 1,753,807

Technical Sentiment Signal: Strong Buy

Current Market Cap: A$6.66B

For detailed information about BEN stock, go to TipRanks’ Stock Analysis page.