BankUnited boosts dividend and expands share repurchase plan

BankUnited ( (BKU) ) has shared an announcement.

On January 21, 2026, BankUnited reported that fourth-quarter 2025 net income reached $69.3 million, or $0.90 per diluted share, despite a one-time software write-down, while adjusted net income was $72.0 million, or $0.94 per share; for full-year 2025, net income rose 15% from 2024 to $268.4 million, with earnings per share climbing to $3.53 and return on assets improving to 0.77%. The bank posted a 6-basis-point sequential expansion in net interest margin in the fourth quarter to 3.06% and an 8% year-over-year increase in net interest income for both the quarter and the full year, driven by strong core loan growth, a $735 million quarterly and $1.5 billion annual increase in total deposits, a 20% annual rise in non-interest-bearing deposits, and lower average deposit costs alongside a $1.7 billion reduction in wholesale funding. Credit quality remained manageable, with criticized and classified loans declining and non-performing asset ratios holding near 1.08%, although net charge-offs were somewhat elevated and the bank boosted its provision for credit losses to $25.6 million in the fourth quarter to build reserves, particularly for certain commercial and office exposures. Capital ratios stayed solid, including a 12.3% CET1 ratio and 10% year-over-year growth in tangible book value per share to $40.14, enabling the board on January 20, 2026 to authorize up to $200 million of additional share repurchases—on top of an existing authorization—and to raise the quarterly dividend by $0.02 per share, signaling management’s confidence in the bank’s earnings power and capacity to return more capital to shareholders while continuing to support balance sheet growth.

The most recent analyst rating on (BKU) stock is a Buy with a $51.00 price target. To see the full list of analyst forecasts on BankUnited stock, see the BKU Stock Forecast page.

Spark’s Take on BKU Stock

According to Spark, TipRanks’ AI Analyst, BKU is a Outperform.

BankUnited’s overall score is driven by strong technical momentum and positive earnings call sentiment. While financial performance shows growth, challenges in cash flow and operational efficiency need addressing. The valuation is reasonable, supporting a favorable outlook.

To see Spark’s full report on BKU stock, click here.

More about BankUnited

BankUnited, Inc., headquartered in Miami Lakes, Florida, is a U.S. regional bank holding company whose primary business is providing commercial and consumer banking services, including core lending in commercial real estate, commercial and industrial loans, and mortgage warehouse lending, funded largely through a mix of non‑interest‑bearing and non‑brokered deposits. The company focuses on organic growth across its core lending segments while optimizing its funding mix by growing low‑cost deposits and reducing wholesale funding, positioning itself as a competitively capitalized, return‑focused regional lender.

Average Trading Volume: 947,205

Technical Sentiment Signal: Buy

Current Market Cap: $3.54B

For detailed information about BKU stock, go to TipRanks’ Stock Analysis page.