Bank of China Class H ( (BACHF) ) has released its Q2 earnings. Here is a breakdown of the information Bank of China Class H presented to its investors.
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Bank of China Limited, a leading financial institution in the banking sector, operates globally with a focus on commercial banking, financial services, and investment management. The company is known for its extensive network and comprehensive financial solutions.
In its 2025 interim report, Bank of China reported stable growth in both assets and liabilities, with total assets reaching RMB36.79 trillion, marking a 4.93% increase from the previous year-end. The bank’s operating income for the first half of 2025 was RMB329.418 billion, with a profit of RMB126.138 billion, reflecting a slight decrease compared to the previous year.
Key financial highlights include a decrease in net interest income by 5.27% to RMB214.816 billion, while non-interest income saw a significant rise of 25.70% to RMB114.602 billion. The bank’s net interest margin declined to 1.26%, influenced by lower loan yields and interest rate adjustments. Despite these challenges, the bank maintained a strong capital adequacy ratio of 18.67% and a non-performing loan ratio of 1.24%.
The Bank of China continues to support high-quality economic development through increased credit supply to priority sectors, including manufacturing and private enterprises. It also leads in green finance and digital transformation, enhancing its service efficiency and market competitiveness.
Looking ahead, Bank of China remains committed to balancing growth and risk management, focusing on digital transformation and global expansion to sustain its competitive edge in the financial sector.