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Axis Bank Posts Strong Q3 FY26 Growth, Doubles Down on Digital and Inclusive Banking

Story Highlights
  • Axis Bank delivered strong Q3 FY26 growth in deposits, advances and fees, with solid asset quality and capital levels.
  • The bank deepened its digital-first, inclusive strategy via new fintech partnerships, UPI-led products and tech investments to reinforce its market position.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Axis Bank Posts Strong Q3 FY26 Growth, Doubles Down on Digital and Inclusive Banking

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Axis Bank Limited ( (IN:AXISBANK) ) has issued an announcement.

Axis Bank reported strong financial performance for the quarter and nine months ended 31 December 2025, with year-on-year growth of 15% in deposits and 14% in advances, aided by steady net interest income and healthy fee income. Deposits rose across current, savings and term products on both quarterly and annual bases, while SME and mid-corporate lending expanded robustly, and fee income grew 12% year-on-year with granular retail and transaction-related fees dominating. Asset quality remained solid, with the gross NPA ratio improving to 1.40% and net NPA to 0.42%, cost-to-assets edging down, and capital buffers staying strong with an overall capital adequacy ratio of 16.55% and CET-1 at 14.50%. The bank maintained a roughly 14% market share in credit cards in force, reinforced its market-leading position in UPI payments with about 39% share as a payer PSP, and delivered 9MFY26 core operating profit of ₹30,824 crore, up 5% year-on-year, indicating operating leverage and positive jaws. Strategically, Axis Bank advanced its digital-first and inclusive banking agenda through initiatives such as omni-channel Express Banking Digital Points with Hitachi Payment Services, the UPI-powered Google Pay Axis Bank Flex co-branded RuPay credit card, and increased investment in AI and deep-tech research via a ₹80-crore partnership with Plaksha University, alongside social initiatives in education, arts and mental health, underscoring its push to modernise platforms and strengthen competitive positioning in India’s evolving financial ecosystem.

More about Axis Bank Limited

Axis Bank Limited is a leading Indian private sector bank offering a full suite of retail, SME and corporate banking services, including deposits, loans, credit cards, transaction banking and digital payment solutions. The bank has a strong focus on digital innovation and inclusive banking, leveraging partnerships and technology-led initiatives to expand access to financial services and strengthen its position in India’s highly competitive banking and payments market.

Average Trading Volume: 248,008

Technical Sentiment Signal: Buy

Current Market Cap: 3912.9B INR

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