Atlantic Union Bankshares Reports Strong Q4 2025 Earnings

An announcement from Atlantic Union Bankshares ( (AUB) ) is now available.

On January 22, 2026, Atlantic Union Bankshares reported that for the fourth quarter of 2025 it generated net income available to common shareholders of $109.0 million, or $0.77 per share, and adjusted operating earnings of $138.4 million, or $0.97 per diluted share, reflecting the ongoing impact of merger-related charges tied to its Sandy Spring Bancorp acquisition. For full-year 2025, the company posted net income of $261.8 million, or $2.03 per share, and adjusted operating earnings of $444.8 million, or $3.44 per share, with management highlighting that the strong adjusted results underscore the earnings capacity of the combined franchise and support its strategic targets for profitability and efficiency. Fourth-quarter net interest income rose to $330.2 million, driven by lower deposit costs after Federal Reserve rate cuts and higher loan and investment income, pushing the net interest margin to 3.90% as accretion from the Sandy Spring deal boosted yields. Asset quality remained solid at year-end 2025, with nonperforming assets at 0.42% of loans held for investment, declining from the prior quarter due to fewer new problem credits and resolutions of existing ones, while net charge-offs were negligible at 0.01% of average loans and the allowance for credit losses edged up to $321.3 million, indicating continued conservative credit provisioning.

The most recent analyst rating on (AUB) stock is a Hold with a $44.00 price target. To see the full list of analyst forecasts on Atlantic Union Bankshares stock, see the AUB Stock Forecast page.

Spark’s Take on AUB Stock

According to Spark, TipRanks’ AI Analyst, AUB is a Outperform.

Atlantic Union Bankshares demonstrates strong financial performance with effective cash flow management and a stable balance sheet. The technical indicators show bullish momentum, and the valuation is supported by a reasonable P/E ratio and attractive dividend yield. Positive sentiment from the earnings call and strategic corporate events further bolster the stock’s outlook.

To see Spark’s full report on AUB stock, click here.

More about Atlantic Union Bankshares

Atlantic Union Bankshares Corporation, listed on the NYSE under ticker AUB, is a regional banking company that has evolved from a Virginia community bank into the largest regional bank headquartered in the lower Mid-Atlantic. Through Atlantic Union Bank, it provides commercial and consumer banking services across Virginia and Maryland, with a growing presence in North Carolina, focusing on soundness, profitability and growth to deliver sustainable, long-term value for shareholders.

Average Trading Volume: 1,177,859

Technical Sentiment Signal: Buy

Current Market Cap: $5.32B

Find detailed analytics on AUB stock on TipRanks’ Stock Analysis page.