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America’s Car-Mart ( (CRMT) ) has issued an announcement.
On October 30, 2025, America’s Car-Mart, Inc. announced the closing of a new five-year, $300 million term loan facility with Silver Point Capital, which will mature on October 30, 2030. This strategic move allowed the company to repay its $350 million asset-backed line of credit, thereby simplifying its balance sheet and enhancing its capital structure to support long-term growth. The new loan is secured by finance receivables, inventory, and equity ownership interests of certain subsidiaries, and bears interest at SOFR plus 7.50% per annum. The transaction also included the issuance of warrants to Silver Point Capital for purchasing up to 10% of the company’s common stock. This financial restructuring is expected to provide America’s Car-Mart with greater flexibility and agility in its operations, aligning with its long-term capital strategy and enhancing its market position.
The most recent analyst rating on (CRMT) stock is a Hold with a $28.00 price target. To see the full list of analyst forecasts on America’s Car-Mart stock, see the CRMT Stock Forecast page.
Spark’s Take on CRMT Stock
According to Spark, TipRanks’ AI Analyst, CRMT is a Neutral.
America’s Car-Mart’s overall stock score is primarily impacted by financial instability and bearish technical indicators. While there are some positive aspects such as gross margin expansion and moderate valuation, the significant financial and operational challenges weigh heavily on the score.
To see Spark’s full report on CRMT stock, click here.
More about America’s Car-Mart
America’s Car-Mart, Inc. operates automotive dealerships in 12 states and is one of the largest publicly held automotive retailers in the United States focused exclusively on the ‘Integrated Auto Sales and Finance’ segment of the used car market. The company emphasizes superior customer service and the building of strong personal relationships with its customers, operating primarily in smaller cities throughout the South-Central United States.
Average Trading Volume: 169,267
Technical Sentiment Signal: Sell
Current Market Cap: $176.6M
Learn more about CRMT stock on TipRanks’ Stock Analysis page.