American Integrity Insurance Group, Inc. ( (AII) ) has released its Q2 earnings. Here is a breakdown of the information American Integrity Insurance Group, Inc. presented to its investors.
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American Integrity Insurance Group, Inc. is a Tampa-based property and casualty insurance holding company, recognized as one of Florida’s leading providers of residential property insurance. The company is known for its focus on the residential property insurance sector and its strategic expansion in underserved markets.
In its second quarter of 2025 earnings report, American Integrity Insurance Group, Inc. announced a net income of $27.5 million, or $1.62 per diluted share, following its successful initial public offering in May 2025. The company highlighted significant growth in gross premiums and policy numbers, reflecting its robust market expansion strategy.
Key financial metrics for the quarter included a 29.5% increase in gross premiums written, totaling $287.0 million, and a 63.3% rise in net premiums earned to $66.2 million. The company also reported a combined ratio of 72.9%, which includes one-time IPO expenses, and a net investment income increase of 40.0% to $4.8 million. Notably, American Integrity assumed 7,372 policies from Citizens Property Insurance Corporation and surpassed 400,000 policies in-force.
The company attributes its strong performance to policy growth from the voluntary market and improved policy retention. American Integrity’s strategic expansion into Miami-Dade and Broward counties, areas with significant market potential, marks a pivotal opportunity for growth. The approval of its voluntary rate filing in these regions is expected to further enhance its market presence.
Looking ahead, American Integrity Insurance Group, Inc. remains focused on capitalizing on growth opportunities in Florida’s homeowner market, leveraging its strong distribution network and maintaining its commitment to delivering long-term value to its stakeholders.