American Express Reports Stable Loan Delinquency Rates

An update from American Express ( (AXP) ) is now available.

American Express has released its delinquency and write-off statistics for U.S. Consumer and Small Business Card Member loans for the months ending September 30, August 31, and July 31, 2025. The data indicates a stable delinquency rate for both consumer and small business loans, with a slight decrease in the net write-off rate for small business loans over the three-month period. These statistics provide additional insight into the company’s credit performance, highlighting the variability in loan characteristics and the impact of external factors such as seasonality and reporting mechanics.

The most recent analyst rating on (AXP) stock is a Buy with a $380.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.

Spark’s Take on AXP Stock

According to Spark, TipRanks’ AI Analyst, AXP is a Outperform.

American Express’s strong financial performance and positive earnings call are the most significant factors driving the stock score. The company’s robust revenue growth, high profitability, and strategic focus on premium products support a positive outlook. However, valuation concerns and potential risks from high liabilities and increased competition temper the overall score.

To see Spark’s full report on AXP stock, click here.

More about American Express

American Express Company operates in the financial services industry, primarily offering credit card products and services to consumers and small businesses. The company focuses on providing payment solutions and financial management tools to its card members, with a significant presence in the U.S. market.

Average Trading Volume: 2,549,399

Technical Sentiment Signal: Buy

Current Market Cap: $224.9B

For an in-depth examination of AXP stock, go to TipRanks’ Overview page.