American Express Reports Stable Loan Delinquency Rates

The latest announcement is out from American Express ( (AXP) ).

In a recent update, American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for February, March, and April 2025. The statistics showed stable delinquency rates at 1.4% for consumer loans and 1.6% for small business loans over the three months, while net write-off rates slightly decreased for both segments. This data, which excludes loans held for sale, provides insights into the company’s credit performance and reflects the impact of various factors such as loan mix and seasonal variability.

The most recent analyst rating on (AXP) stock is a Hold with a $290.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.

Spark’s Take on AXP Stock

According to Spark, TipRanks’ AI Analyst, AXP is a Outperform.

American Express has a strong financial foundation with robust revenue and profit growth backed by efficient cash flow management. The technical analysis indicates short-term caution, and the valuation suggests a fair price compared to peers. Positive earnings call and corporate events further support the company’s future growth prospects despite macroeconomic uncertainties.

To see Spark’s full report on AXP stock, click here.

More about American Express

American Express Company operates in the financial services industry, primarily offering credit card products and services. It focuses on consumer and small business card member lending portfolios within the U.S. market.

Average Trading Volume: 3,495,332

Technical Sentiment Signal: Strong Buy

Current Market Cap: $211.8B

See more insights into AXP stock on TipRanks’ Stock Analysis page.