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American Coastal Insurance ( (ACIC) ) has shared an update.
Effective January 1, 2026, American Coastal Insurance Corporation renewed its all other perils catastrophe excess of loss agreement, securing up to $95.6 million of occurrence limit above a $10 million attachment point for catastrophe events other than named windstorms and earthquakes, at a cost of about $11.4 million. The company also renewed its catastrophe aggregate excess of loss agreement, providing $40 million of aggregate limit (with a $20 million per occurrence cap) after a $40 million annual aggregate deductible is exceeded, at a cost of approximately $4.9 million, a structure that is intended to meaningfully constrain the insurer’s catastrophe losses and stabilize results for the full year ending December 31, 2026.
The most recent analyst rating on (ACIC) stock is a Buy with a $13.50 price target. To see the full list of analyst forecasts on American Coastal Insurance stock, see the ACIC Stock Forecast page.
Spark’s Take on ACIC Stock
According to Spark, TipRanks’ AI Analyst, ACIC is a Outperform.
American Coastal Insurance’s strong earnings performance and undervaluation are key strengths, supported by positive technical indicators. However, historical financial volatility and current market challenges slightly temper the overall outlook.
To see Spark’s full report on ACIC stock, click here.
More about American Coastal Insurance
American Coastal Insurance Corporation, through its wholly owned subsidiary American Coastal Insurance Company, operates in the property and casualty insurance industry, focusing on providing catastrophe-related coverage for in-force, new and renewal business. The company manages its exposure to severe weather and other catastrophic events through layered reinsurance programs designed to limit losses from events such as named windstorms, earthquakes, severe convective storms and winter storms.
Average Trading Volume: 145,948
Technical Sentiment Signal: Buy
Current Market Cap: $556.9M
Learn more about ACIC stock on TipRanks’ Stock Analysis page.