Claim 70% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
The latest update is out from Alerus Financial ( (ALRS) ).
On December 23, 2025, Alerus Financial Corporation sold $360 million of available-for-sale securities—more than 68% of its AFS portfolio—with a weighted average yield of 1.7% and duration of 5.1 years, realizing a one-time pre-tax net loss of $68.5 million. The company immediately reinvested the proceeds into higher-yielding securities averaging 4.7% with a shorter duration of just over three years, a move expected to lift its 2026 net interest margin above prior guidance while keeping risk-based capital ratios above regulatory and internal thresholds. Management framed the transaction as the culmination of a 2025 deleveraging and balance sheet strengthening strategy that avoided dilutive equity issuance, preserves tangible capital, and is intended to position Alerus for improved earnings, tangible book value growth, and enhanced long-term value for clients, communities, and shareholders.
The most recent analyst rating on (ALRS) stock is a Buy with a $25.00 price target. To see the full list of analyst forecasts on Alerus Financial stock, see the ALRS Stock Forecast page.
Spark’s Take on ALRS Stock
According to Spark, TipRanks’ AI Analyst, ALRS is a Outperform.
Alerus Financial’s overall stock score is driven by its strong financial performance and favorable valuation. The technical analysis supports a positive outlook, although some caution is warranted due to potential overbought conditions. The earnings call provided a cautiously optimistic view with strategic growth plans, while the recent dividend increase further boosts investor confidence.
To see Spark’s full report on ALRS stock, click here.
More about Alerus Financial
Alerus Financial Corporation (Nasdaq: ALRS) is a commercial wealth bank and national retirement services provider headquartered in Grand Forks, North Dakota, with additional corporate offices in the Minneapolis–St. Paul area. Through its subsidiary Alerus Financial, National Association, the company offers diversified financial solutions including banking, wealth management, and retirement and benefits services to business and consumer clients across the United States, operating 27 banking and commercial wealth offices in the Upper Midwest and select markets in Arizona.
Average Trading Volume: 76,971
Technical Sentiment Signal: Buy
Current Market Cap: $552.6M
Find detailed analytics on ALRS stock on TipRanks’ Stock Analysis page.