Claim 70% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
AIB Group ( (AIBRF) ) has provided an update.
AIB Group has completed its second significant risk transfer on a portfolio of around €2 billion of residential mortgage assets, part of a multi‑year, multi‑asset programme designed to improve capital efficiency. The transaction reduces risk‑weighted assets by about €800 million and delivers an initial uplift of roughly 25 basis points to the group’s Common Equity Tier 1 (CET1) capital ratio, partially offsetting the previously announced 70‑basis‑point CET1 impact from the cancellation of warrants held by the Irish Minister for Finance and resulting in a pro‑forma CET1 ratio of about 16.15% at September. Following the European Central Bank’s latest Supervisory Review and Evaluation Process, AIB’s Pillar 2 Requirement will remain unchanged at 2.40% for 2026, leaving the bank well above its minimum CET1 regulatory requirement of 11.30% and underscoring its strong capital position and continued buffer for creditors and shareholders.
More about AIB Group
AIB Group plc is a leading Irish banking group providing retail, commercial and corporate banking services, with a particular focus on the domestic market. The group offers a broad range of financial products, including mortgages, loans and deposit services, and remains one of the systemically important lenders in Ireland, where capital strength and regulatory ratios are closely watched by investors and regulators.
Learn more about AIBRF stock on TipRanks’ Stock Analysis page.