Agricultural Bank of China Reports Steady Q1 2025 Performance

Agricultural Bank of China Class H ( (ACGBF) ) has released its Q1 earnings. Here is a breakdown of the information Agricultural Bank of China Class H presented to its investors.

Agricultural Bank of China Limited is a major financial institution in the People’s Republic of China, primarily engaged in providing comprehensive banking services, including corporate and retail banking, treasury operations, and asset management. It is one of the ‘Big Four’ banks in China and is listed on both the Shanghai and Hong Kong stock exchanges.

In its first quarterly report for 2025, Agricultural Bank of China reported a slight increase in net profit and operating income compared to the same period last year. The bank’s total assets grew by 3.66%, while its net profit attributable to equity holders rose by 2.20%.

Key financial metrics highlighted in the report include a net profit of RMB 72,116 million, an operating income of RMB 186,735 million, and a decrease in net interest income by 2.74%. The bank’s total assets reached RMB 44,818,957 million, with a notable increase in loans and advances to customers by 5.14%. However, the bank experienced a significant decline in net cash flows from operating activities, which decreased by 198.12% due to changes in customer deposits and financial institution deposits.

Despite the challenges in cash flow, the bank’s asset quality remained stable with a slight decrease in the non-performing loan ratio to 1.28%. The bank’s capital adequacy ratios were strong, with a total capital adequacy ratio of 17.79%.

Looking ahead, Agricultural Bank of China remains focused on strengthening its financial position and enhancing its service offerings to maintain its competitive edge in the banking sector. The management is committed to navigating the challenges in the financial markets while pursuing sustainable growth strategies.