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The latest update is out from Affirm Holdings ( (AFRM) ).
On January 13, 2026, Affirm Holdings’ board approved a new performance stock unit grant of 333,667 PSUs to founder and CEO Max Levchin under the company’s 2012 Stock Plan, structured to vest into Class A common shares based on a mix of time, service and three-year financial performance conditions. The award, aligned with PSU grants made to other executives in September 2025, ties potential share payouts—ranging from 50% to 200% of the granted units—to average performance from July 1, 2025 through the end of the three-year period on two equally weighted metrics: annual growth in revenue less transaction costs and adjusted operating income, with no shares earned until the performance period concludes and vesting contingent on Levchin’s continued service; the grant succeeds a prior value creation award that was established before Affirm’s IPO in January 2021 and expired on January 11, 2026, underscoring the company’s ongoing use of long-term, performance-based equity to align executive incentives with financial outcomes.
The most recent analyst rating on (AFRM) stock is a Hold with a $87.00 price target. To see the full list of analyst forecasts on Affirm Holdings stock, see the AFRM Stock Forecast page.
Spark’s Take on AFRM Stock
According to Spark, TipRanks’ AI Analyst, AFRM is a Outperform.
Affirm Holdings’ strong financial performance and strategic partnerships, particularly with Amazon, are significant strengths. However, high valuation metrics and technical indicators suggest caution. The company’s robust earnings call and positive corporate events further support its growth outlook, but potential risks from high valuation and technical overbought signals temper the overall score.
To see Spark’s full report on AFRM stock, click here.
More about Affirm Holdings
Affirm Holdings, Inc. operates in the financial technology sector, offering buy now, pay later and related consumer financing solutions that allow shoppers to split purchases into installments, with a focus on transparent terms and partnering with merchants across e-commerce and point-of-sale channels.
Average Trading Volume: 5,336,495
Technical Sentiment Signal: Buy
Current Market Cap: $23.97B
For an in-depth examination of AFRM stock, go to TipRanks’ Overview page.