SoFi Technologies (SOFI), a digital financial services and fintech company, is set to report its fourth-quarter 2025 earnings on Friday, January 30. The stock has rallied about 60% in 2025, easily outperforming the broader market. Ahead of the report, investors remain cautious due to the stock’s high valuation and execution risks, despite steady growth and improving profits.
Claim 50% Off TipRanks Premium
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Stay ahead of the market with the latest news and analysis and maximize your portfolio's potential
Meanwhile, Wall Street expects SoFi to report earnings of $0.12 per share on revenues of $977.42 million, down 58% and 2.26%, respectively, from the year-ago quarter. With the earnings report in focus, it is worth exploring who owns SOFI stock.
Now, according to TipRanks’ ownership page, public companies and individual investors own 72.87% of SOFI. They are followed by mutual funds, ETFs, insiders, and other institutional investors at 13.04%, 12.54%, 1.41%, and 0.14%, respectively.
Digging Deeper into SOFI’s Ownership Structure
Looking closely at top shareholders, Vanguard owns the highest stake in SOFI at 7.43%. Next up is Vanguard Index Funds, which holds a 7.20% stake in the company.
Among the top ETF holders, the Vanguard Total Stock Market ETF (VTI) owns a 2.84% stake in SoFi Technologies stock, followed by the Vanguard Small-Cap ETF (VB) with a 2.12% stake.
Moving to mutual funds, Vanguard Index Funds holds about 7.20% of SOFI. Meanwhile, JPMorgan Trust II owns 1.97% of the stock.
What Is the Price Target for SOFI?
Overall, Wall Street is sidelined on SoFi stock with a Hold consensus rating based on five Buys, six Holds, and three Sell recommendations. The average SOFI stock price target of $28.31 indicates a possible upside of 8.34% from current levels.
