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Bread Financial Holdings ( (BFH) ) has shared an update.
On May 13, 2025, Bread Financial Holdings released a performance update for April 2025, highlighting a decrease in net loss and delinquency rates compared to the previous year. The net loss rate dropped from 8.6% to 7.8%, and the delinquency rate decreased from 6.0% to 5.7%. These improvements are partly attributed to the temporary freeze on delinquency progression due to hurricanes in 2024, which had a delayed impact on losses and rates in 2025.
The most recent analyst rating on (BFH) stock is a Hold with a $59.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Neutral.
Bread Financial Holdings demonstrates strong revenue recovery and efficient operations with robust cash flow. The notable debt reduction enhances financial stability. However, declining net income and potential bearish technical indicators raise concerns. Valuation remains attractive, but macroeconomic uncertainties and revenue decline pose risks, suggesting a cautious outlook.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial Holdings, Inc. is a tech-forward financial services company that offers personalized payment, lending, and saving solutions to millions of U.S. consumers. The company provides general purpose credit cards and savings products, and supports growth for brands in sectors like travel, entertainment, health, beauty, jewelry, and specialty apparel through private label and co-brand credit cards and pay-over-time products.
Average Trading Volume: 1,090,469
Technical Sentiment Signal: Buy
Current Market Cap: $2.51B
Learn more about BFH stock on TipRanks’ Stock Analysis page.