American International Group, Inc. ( (AIG) ) has released its Q1 earnings. Here is a breakdown of the information American International Group, Inc. presented to its investors.
American International Group, Inc. (AIG) is a leading global insurance organization that provides a wide range of insurance solutions to businesses and individuals in over 200 countries and jurisdictions. The company operates through various subsidiaries and affiliates, offering products and services that help manage risks and protect assets.
In its first-quarter 2025 earnings report, AIG reported strong top-line growth with net premiums written of $4.5 billion, marking an 8% increase on a comparable basis. The company also announced a 12.5% increase in its quarterly common stock dividend, reflecting confidence in its future earnings potential.
Key financial highlights from the report include a net income of $698 million, or $1.16 per diluted share, and an adjusted after-tax income of $702 million, or $1.17 per diluted share. Despite a challenging quarter with elevated catastrophe losses, AIG achieved a general insurance combined ratio of 95.8% and an accident year combined ratio of 87.8%, the best first-quarter results since the financial crisis. The company also returned $2.5 billion of capital to shareholders through share repurchases and dividends.
AIG’s strategic focus on disciplined capital management and optimization of its reinsurance structure contributed to its strong performance. The company reported a debt to total capital ratio of 17.1% and maintained a parent liquidity of $4.9 billion, positioning it well for future growth and stability.
Looking ahead, AIG remains optimistic about its financial and strategic flexibility, aiming to achieve a core operating return on equity of over 10% for the full year 2025. Despite uncertainties in the macroeconomic and geopolitical environment, AIG is confident in navigating these challenges with its diversified portfolio and resilient balance sheet.