Banco Bradesco expands payroll operations with FICO platform

Banco Bradesco (BBD) has scaled daily payroll lending from 8 to 700+, more than 100 times, by leveraging the advanced capabilities of the FICO (FICO) Platform. By adopting a data-driven and automated decisioning approach, Bradesco grew its payroll lending operations at an exceptional pace, achieving triple-digit growth in daily production while maintaining high levels of precision, risk control, and regulatory compliance. This transformation enabled the bank to multiply its cumulative loan portfolio more than 30 times, while simultaneously expanding access to credit and accelerating its digital transformation agenda across retail banking.