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Zero Fintech Revenue Climbs but Higher Impairments Cut Profit in 2025

Story Highlights
  • Zero Fintech grew 2025 revenue to HK$359.5 million amid rising operating expenses.
  • Net profit and EPS declined as loan impairments and finance costs increased significantly.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Zero Fintech Revenue Climbs but Higher Impairments Cut Profit in 2025

Meet Samuel – Your Personal Investing Prophet

The latest update is out from Termbray Industries International (Holdings) Limited ( (HK:0093) ).

Zero Fintech Group Limited reported audited consolidated revenue of HK$359.5 million for 2025, up from HK$261.8 million a year earlier, driven by growth in its core financial services business. Despite a fair value gain on investment property and higher other income, increased advertising, promotion and employee expenses heightened the group’s cost base.

Profit attributable to equity holders fell to HK$20.9 million from HK$27.1 million, as impairment losses on loan and interest receivables climbed sharply to HK$147.1 million and finance costs rose to HK$24.5 million. Basic and diluted earnings per share declined to 0.78 HK cents, although total comprehensive income improved to HK$27.9 million on favourable property revaluation and foreign exchange translation gains.

The most recent analyst rating on (HK:0093) stock is a Hold with a HK$0.40 price target. To see the full list of analyst forecasts on Termbray Industries International (Holdings) Limited stock, see the HK:0093 Stock Forecast page.

More about Termbray Industries International (Holdings) Limited

Zero Fintech Group Limited is a Bermuda-incorporated company listed in Hong Kong, operating in the fintech and financial services sector. The group generates revenue primarily from lending and related financial products, with its performance influenced by loan receivables quality, funding costs, and property-related investments.

Average Trading Volume: 17,100

Technical Sentiment Signal: Sell

Current Market Cap: HK$1.04B

For detailed information about 0093 stock, go to TipRanks’ Stock Analysis page.

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