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Shinhan Financial Group Posts Higher 2025 Profit Despite Revenue Decline in Preliminary Results

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Shinhan Financial Group Posts Higher 2025 Profit Despite Revenue Decline in Preliminary Results

Meet Samuel – Your Personal Investing Prophet

Shinhan Financial Group Co ( (SHG) ) has shared an update.

On February 5, 2026, Shinhan Financial Group reported preliminary, unaudited consolidated results for fiscal 2025 under K-IFRS, showing full-year net income of KRW 5.08 trillion, up 11.6% year-on-year, despite a 12.7% drop in revenue, while fourth-quarter 2025 net income rose 24.0% versus a year earlier but fell sharply quarter-on-quarter amid earnings volatility. Shinhan Bank delivered modest full-year profit growth with KRW 3.78 trillion in net income, though its fourth-quarter profit contracted versus both the prior quarter and year, Shinhan Card’s annual earnings declined despite a stronger fourth quarter year-on-year, and Shinhan Life posted higher annual operating income but a small net loss in the fourth quarter; overall, the figures suggest resilient group profitability in 2025 but highlight pressure on top-line growth and late-year margin and earnings headwinds across key subsidiaries, pending final audit adjustments.

The most recent analyst rating on (SHG) stock is a Buy with a $66.00 price target. To see the full list of analyst forecasts on Shinhan Financial Group Co stock, see the SHG Stock Forecast page.

Spark’s Take on SHG Stock

According to Spark, TipRanks’ AI Analyst, SHG is a Neutral.

Overall score is supported by attractive valuation (low P/E and dividend) and a generally steady technical backdrop. The main offset is fundamental quality: while profitability is solid, TTM revenue weakness and recently negative/volatile cash flows weigh heavily, and the latest earnings call was constructive on capital and shareholder returns but mixed due to profit and credit/asset-quality concerns.

To see Spark’s full report on SHG stock, click here.

More about Shinhan Financial Group Co

Shinhan Financial Group Co., Ltd. is one of South Korea’s leading diversified financial groups, operating across banking, credit cards and life insurance, with key subsidiaries including Shinhan Bank, Shinhan Card and Shinhan Life. The group provides retail and corporate banking, card and payment services, and insurance products, with Shinhan Bank and Shinhan Card representing significant portions of total group assets, underscoring its broad exposure to the Korean financial services market.

Average Trading Volume: 195,000

Technical Sentiment Signal: Buy

Current Market Cap: $29.27B

For an in-depth examination of SHG stock, go to TipRanks’ Overview page.

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