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NatWest Group ( (GB:NWG) ) has provided an update.
NatWest Group, one of the UK’s largest retail and commercial banks, operates across Retail Banking, Private Banking & Wealth Management, and Commercial & Institutional segments, with offerings ranging from mortgages and savings to investment and corporate banking services. The group has been investing heavily in simplification, digitisation and AI partnerships to sharpen its customer focus and improve productivity while maintaining strong capital and liquidity positions.
NatWest reported a strong 2025, with income excluding notable items rising to £16.4 billion, return on tangible equity hitting 19.2% and attributable profit reaching £5.5 billion, supported by higher deposit margins, loan growth and FX trading income. The bank added around one million customers, expanded net loans by £20.7 billion, grew customer deposits by £10.4 billion and lifted assets under management and administration by nearly 20%, while cost control and AI‑driven efficiencies improved its cost:income ratio and supported higher dividends.
The group’s active balance sheet and risk management delivered significant risk‑weighted asset benefits, boosted capital generation and lifted its CET1 ratio to 14.0%, underpinning a 51% increase in total dividends per share compared with 2024. Management highlighted the bank’s return to full private ownership and said the strong performance and strengthened balance sheet give it the confidence to raise strategic ambitions, deepen customer relationships and consolidate its position as a trusted partner across the UK economy.
Operationally, NatWest continued to grow across all three customer businesses, with strong mortgage lending, savings inflows and more than 50,000 new investment clients driving a 19.6% increase in AUMA. The bank emphasised the success of tailored propositions such as its Family‑Backed Mortgage and youth-focused Rooster Money platform, which it says are helping first-time buyers onto the housing ladder and building financial habits in younger customers, reinforcing long-term franchise strength.
The most recent analyst rating on (GB:NWG) stock is a Buy with a £780.00 price target. To see the full list of analyst forecasts on NatWest Group stock, see the GB:NWG Stock Forecast page.
Spark’s Take on GB:NWG Stock
According to Spark, TipRanks’ AI Analyst, GB:NWG is a Outperform.
NatWest Group’s overall stock score is driven by strong technical indicators and attractive valuation metrics. The company’s robust earnings call and positive corporate events further bolster its position. However, cash flow volatility remains a concern that slightly tempers the overall score.
To see Spark’s full report on GB:NWG stock, click here.
More about NatWest Group
NatWest Group is a major UK banking and financial services group serving more than 20 million retail, private, wealth management, commercial and institutional customers. Its core activities span retail banking, mortgages, savings, business lending, and wealth and investment services, with a strong focus on digital delivery and technology-led efficiency in its home UK market.
Average Trading Volume: 20,086,542
Technical Sentiment Signal: Buy
Current Market Cap: £48.24B
For an in-depth examination of NWG stock, go to TipRanks’ Overview page.