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Humm Group Posts Higher Half-Year Profit as Consumer Finance and NZ Cards Drive Recovery

Story Highlights
  • Humm Group lifted half-year statutory profit and kept margins steady while shifting to statutory accounting for clearer, more comparable reporting to investors.
  • Commercial assets grew and consumer profits surged, led by NZ cards and Ireland, as Humm strengthened funding, lifted NTA and declared a fully franked interim dividend.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Humm Group Posts Higher Half-Year Profit as Consumer Finance and NZ Cards Drive Recovery

Meet Samuel – Your Personal Investing Prophet

The latest announcement is out from Humm Group Limited ( (AU:HUM) ).

Humm Group reported statutory profit after tax of $13.9 million for the half year to 31 December 2025, up 13% on the prior half but down sharply year on year, as higher credit losses from a maturing commercial book and legacy irregular items weighed on results. The company is shifting to statutory accounting as its primary reporting basis to improve transparency and comparability, while maintaining a net interest margin of 5.5%, assets under management of $5.4 billion and a fully franked interim dividend of 1.5 cents per share.

Commercial assets under management grew 5.7% amid SME headwinds, with net credit losses expected to ease in the second half, while the consumer division delivered a strong profit rebound, led by robust growth in New Zealand cards and accelerating momentum in Ireland and the UK. Humm is investing in technology and product improvements, including a recovering humm loan offering and a cards platform re‑platform in Australia, and closed the half with strengthened funding, $0.7 billion of undrawn capacity and higher net tangible assets per share, positioning it to support near-term growth and absorb potential obligations such as the Forum Finance litigation outcome.

The most recent analyst rating on (AU:HUM) stock is a Hold with a A$0.79 price target. To see the full list of analyst forecasts on Humm Group Limited stock, see the AU:HUM Stock Forecast page.

More about Humm Group Limited

Humm Group Limited is an ASX-listed financial services company operating in commercial and consumer finance, including credit cards, personal loans and SME funding. The group has a significant presence in Australia and New Zealand, with growing international operations in Ireland, the UK and Canada, and focuses on higher-quality assets and disciplined credit management.

Average Trading Volume: 1,710,378

Technical Sentiment Signal: Buy

Current Market Cap: A$372.5M

Find detailed analytics on HUM stock on TipRanks’ Stock Analysis page.

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